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Attention homeowners: Real estate appraisal services for in Clemmons and Forsyth County
Here are the top seven reasons North Carolina homeowners use Herrin Appraisal Company:
- Find the right listing price (whether they're selling the home on their own or using an agent)
- Challenge a property tax assessment
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Remove PMI to cut a mortgage payment
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To reinstate their Home Equity Line of Credit (or HELOC)
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To review a different appraiser's report for verification
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If real estate property needs to be divided because of a divorce
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To settle an estate in Forsyth county or North Carolina by determining the true market value of the real estate in question
At Herrin Appraisal Company, we understand the special needs of a consumer seeking appraisal services.
Our usual business clients get the appraisal process and the customary "products" we deliver to them. Being a consumer that most likely doesn't see an appraisal every day, we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.
Pre-listing Services/For Sale by Owner
It's very hard to be objective about your own house because of your emotional attachment to it.
A professional appraiser is objective and will tell you what you need to know, not just what you want to hear.
A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers.
It gives you something concrete to show your buyer.
It's an independent third party's opinion of your house's value, and not just how much your house is worth.
Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value report than yours.
Challenge property tax assessments
Your local tax assessor may have your house overvalued if your home not appreciating as much as other houses close by.
That only means you are paying more taxes than you should.
Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better.
Getting a professional appraisal from Herrin Appraisal Company is your number one weapon when challenging your property tax assessment.
Need to cancel PMI?
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to save money for homeowners.
Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan.
We're seasoned in helping clients just like you rid yourselves of unneeded and unwanted PMI insurance.
HELOC recently frozen?
If your house is near a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value.
This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow angle.
Herrin Appraisal Company can provide you with efficient appraisal that will help you reinstate your home equity line of credit.
Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you'd prefer to have a professional double-check it for accuracy or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal?
An appraiser from Herrin Appraisal Company can go out and check the subject and comps in question in a field review.
Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had done before.
While typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your home.
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